Best Payment Gateway For Magento 2: List of Top 7 And How To Integrate

In this article, I am going to explain to you how you should choose and integrate payment gateway and the pros and cons of online payments gateways providers. I will also discuss the best payment gateway for Magento 2 websites in 2022.

If you want to advance your business in the Internet world, then it does not matter whether you are the owner of an eCommerce platform or doing any other work.

You have to think about your customers and provide them with a secure, quick, and easy-to-use payment system that will help them make their payments, otherwise, your business will be very difficult to run.

Business owners also have to keep in mind whether they choose the payment system keeping in mind their needs and keeping in mind their customers or not.

The payment solution you choose must meet the needs of both your customers and your business. Therefore, your business must protect your customers from fraud, and also take care that your business is not affected.

The payment method added to your business should be convenient to use and compatible with your website.Best Payment Gateway For Magento 2

When we use a payment gateway to make an online payment, that gateway enables us to process the credit or debit card electronically to accept the payment.

Many times it happens that due to the complex online system, customers leave the website without completing the order.

In such a situation it becomes necessary that the payment gateway of your website should be friendly according to your target customer.


Payment Gateway Integration With eCommerce Store

When it comes to e-commerce, payment solutions play an important role in this, at that time we have to make sure that it accepts all your payment methods and credit cards.

According to data in 2022, by far the most popular payment method is a credit card.

If we take out the percentage by adding all the regions, then up to seventy percent of the people prefer to pay by credit card only.

Now the rest of the percentage is occupied by some leading payment companies like PayPal, Amazon, etc.

When your business is global, then your payment method needs to have the option to pay in all types of currency so that customers from every region can pay according to their currency.

When we integrate the payment methods then that differ by two major factors:

  • Whether you must be in compliance with any financial regulation (PCI DSS), and
  • the degree of user experience concerning the checkout and payment procedure.

PCI DSS Compliance:

When we do not store sensitive data of any of our customers, it is not required because when we add third-party payment gateways, all the processing, and regulatory burden is handled by those parties. So you do not need these certificates.

But when you store those data, then it becomes necessary for you to follow those industry rules and regulations.

The Payment Card Industry Data Security Standard (PCI DSS) came into existence in 2004 that handle essential elements for processing card payments.


Best Payment Gateway for Magento 2 in 2022

Here, I am giving you the list of best payment gateway which according to 2022 comes in the name of best payment gateway.


Stripe is one of the most popular eCommerce payment gateways solutions. That accepts all major electronic payment methods, including Apple Pay, WeChat Pay, and Android Pay.

Pricing does not charge for setup but the standard package charges 2.9 percent + $0.30 per transaction. And the international processing is approx 1 percent on each transaction. Strip also offers customized plans for the business.


Read More: How to Integrate Payment Gateway in Magento With Example



Paypal Payment Gateway provides its service to every corner of the world, This electronic payment gateway is the best payment gateway for Magento e-commerce, its service is worthy of praise.

PayPal provides all kinds of packages for its customers, according to which customers can upgrade the plan according to their convenience. That is one of the best scalable solutions for all types of businesses sized.

PayPal Offers to Process:

  • Credit cards, debit cards, and PayPal payments themselves
  • Other processing services: PayPal Payments Pro, PayPal Express Checkout, and Braintree.

Braintree is a separate payment solution for mobile and web payment systems for e-commerce that completely waives off your international fees. You don't have to pay any extra charges.

PayPal’s Pricing:

  • Zero setup fees.
  • Domestic transactions: 2.9 percent + $0.30 per transaction.
  • Outside the US transactions: are 3.9 percent + a fee based on the currency used. T
  • PayPal Payments Pro charges $30 monthly for a subscription.


Amazon Pay

Amazon Pay is also a leading payment gateway method, this eCommerce giant designed its service for the smaller business owner and targets the online retailers.

Amazon Pay offers its processing service for all major cards like credit cards, debit cards, and other major payment methods.


  • Domestic transactions: 2.9 percent + $0.30 per transaction.
  • International is 3.9 percent.
  • The refund amount is $20 + taxes, if applicable.
  • No charges for installation or setup or monthly fees.'s main customers are small and medium-sized businesses and their targeted business model is also designed for them.

This service accepts almost all payment methods, including Paypal and Amazon Pay.

Its security service is quite advanced which facilitates its customers for a seamless transaction for web and mobile applications.


Domestic transaction: 2.9 percent + $0.30 per transaction.

There is a $25 monthly fee for a gateway and $49 for a merchant account setup.



2Checkout offers its service in approximately 87 currencies and 15 languages. Its service is such that it easily connects with businesses of different sizes and offers them a worthy choice of customizable service.


  • No setup charges.
  • Domestic transaction: 3.5 percent + $0.35 per transaction.
  • 2Monetize charges: 6.0 percent + $0.60 per transaction.


Read more: Step By Step Guide For How To Add Razorpay Payment Gateway


Why Custom Payment Gateway?

The third-party payment system is perfect for small or middle-class merchants because it gives them good facility on a certain amount in less time but custom payment gateway becomes necessary for large entrepreneurs or big business organizations that they should not have any kind of restriction.

Having a system to make your own payment according to your own direction, free from all kinds of extra instructions, is an essential step in making the business successful.

However, a custom payment gateway can give you several benefits:

Low Transaction Fee:

If you create your own payment gateway, then the first benefit is that you are saved from transactional charges.

When a large business saves some amount on every single transaction, that becomes a huge number which helps in business growth.


When you decide on a custom payment method, then you can completely customize it according to your business, which facilitates the payment of the customer of your business and increases your business growth.

You can also customize your transaction fee according to your business.

Once you have developed the facility to make a custom payment, you can also offer your service to another business and in return, you can do business deals or apply some transaction charges.



In conclusion, we can say that you can choose the payment gateway according to the convenience of your business.

If you are a small-scale merchant then it is better to use a third-party payment gateway.

When you use your own payment gateway, it increases your customer's trust in your business and contributes significantly to your sales growth.

Custom payment gateway needs development and maintenance all the time, it should have good ability to eliminate any kind of fraud methods


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